Mortgage Company Registration



Colorado statute defines a mortgage company as a person other than an individual who, through employees or other individuals, takes residential loan applications or offers or negotiates terms of a residential mortgage loan.

Mortgage companies are required to be registered on the NMLS.

Mortgage companies must meet the following:

  • be in good standing with the Colorado Secretary of State, and
  • not be legally barred from operating in Colorado.

NMLS Mortgage Company Registration

Enforcement Provision Regarding Mortgage Companies

The Board may deny an application for registration, refuse to renew, suspend or revoke the registration, enter cease and desist orders and impose fines if mortgage companies violate any of the following:

  • The mortgage company is acting without proper registration.
  • The mortgage company fails to maintain possession of documents as prescribed by the Board.
  • The mortgage company employs or acts through unlicensed mortgage loan originators.
  • The mortgage company engages in non-compliant, false or deceptive advertisements.


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