Division Boards, Commission and Programs


Real Estate Commission

The Division has a five-member Commission who meet bi-monthly to conduct rulemaking hearings, make policy decisions, consider licensing matters, review complaints and take disciplinary action against real estate brokers. The five Commission members consist of three real estate brokers, one of whom has substantial experience in property management, and two members of the public. The Commission members serve a three-year term.


Michelle Espinoza - Chair (Public Member)

  • Henderson - Term ends 4/25/2025 

Graham Kaltenbach - Vice Chair (Real Estate Broker)

  • Denver - Term ends 04/12/2027

Autymn Rubal (Public Member)

  • Denver - Term ends 04/12/2027

Erika Doyle (Real Estate Broker)

  • Grand Junction - Term ends 04/12/2027

Renee Lynde (Property Management)

  • Colorado Springs - Term ends 04/12/2026

Board of Real Estate Appraisers

The Division also has a seven-member Board who meet monthly to conduct rulemaking hearings, make policy decisions, consider licensing matters, review complaints and take disciplinary action against real estate appraisers. The Board consists of three licensed or certified appraisers, one of whom shall have expertise in eminent domain matters, one county assessor, one officer or employee of a commercial bank experienced in real estate lending, one officer or employee of an appraisal management company, and one member of the public. The Board members serve a three-year term.

Board Members

Mickey Sanders - Chair (Public Member)

  • Denver - Term ends 07/01/2024

Christopher Chippindale - Vice Chair (Commercial Banking)

  • Highlands Ranch – Term ends 07/01/2024

Patrice Campbell (Eminent Domain)

  • Grand Junction - Term ends 07/01/24

Daisy Glassburn (Licensed Appraiser)

  • Parker - Term ends 07/01/2026

Brent Goff (County Assessor)

  • Palisade – Term ends 07/01/2026

Robert Stilo, Jr. (Licensed Appraiser)

  • Fort Collins – Term ends 07/01/2026

Clinton Taylor (Appraisal Management Company)

  • Lakewood - Term ends 07/01/2024

Board of Mortgage Loan Originators

The mortgage loan originator program is overseen by a five-member Board. Three members are licensed mortgage loan originators and two members represent the public at large. Each member serves a four year term. The Board makes final decisions that concern rulemaking hearings, policy decisions, licensing matters, complaints and disciplinary actions taken against mortgage loan originators.

Board Members

Dena Falbo - Chair (Public Member)

  • Westminster - Term ends 8/10/2024

Jennifer Meckstroth - Vice Chair (Licensed Mortgage Loan Originator)

  • Denver – Term ends 08/10/2024

Cindy Emerine (Licensed Mortgage Loan Originator)

  • Evergreen - Term ends 08/10/2024

Aaron Salladay (Licensed Mortgage Loan Originator)

  • Colorado Springs - Term ends 08/10/2027

Shirley Thielen (Public Member)

  • Louisville – Term ends 08/10/2026

Division Programs

The Division encourages industry and consumer participation and feedback. There are numerous opportunities to serve on committees, task forces, and Boards and Commissions.

Appraisal Management Companies

The HOA Information and Resource Center Homepage

Mortgage Loan Originators

Real Estate Brokers

Real Estate Appraisers

Subdivision Developers


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