Mortgage Assistance for Coloradans (Notice from the Department of Local Affairs)

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In October 2021, the Colorado Department of Local Affairs established the Emergency Mortgage Assistance Program. The Program uses federal Homeowner Assistance Funds to help eligible Colorado homeowners keep their homes by assisting with the following:

  • Homeowners insurance payment
  • Loss of utilities or home energy services
  • Paying off or paying down Chattel Loans
  • Lot rent for owner-occupied mobile homes
  • Mortgage defaults, delinquencies, and/or foreclosures
  • HOA payments, delinquencies, and/or liens
  • Past due taxes

Eligibility Requirements

Coloradans may qualify if their income or expense were affected in any way by the COVID-19 pandemic and have an annual household income equal to or less than 150% of the area's median income.

Where to Apply

If you have questions about the program, you can reach out to



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